BQS606 Construction Economics III Coursework 1 Brief: Investment Market 2026 | UiTM
BQS606 Construction Economics III
Coursework 1 – Investment Market (Personal Investment Plan)
- Introduction
A Personal Investment Plan helps you manage your money, savings and investments. It is a plan to achieve term financial stability and security. You need to know how much you earn, spend, save and owe to make a plan.
In this report we will look at our financial situation. We will use a Personal Financial Statement and cash flow analysis to see where we stand. This will help us decide on the investments.
It is also important to have some money saved in case of emergencies and to have insurance. This will help us avoid problems. -
Investment Objectives
There are three goals for investments:
2.1 Keeping Your Money Safe
The goal here is to protect your original investment. You want to make sure your money is safe and not risking it for returns.
2.2 Earning Regular Income
This means investing in things that give you income like rent or interest.
2.3 Growing Your Investment
This goal is about making your investment worth over time. You might take risk for higher returns. -
Selected Investment Sources and Literature Review
We have chosen three investment options:
3.1 Fixed Deposit- It is a low-risk investment.
- You get an interest rate.
- It is for a to medium-term.
Fixed deposits are good for keeping your money safe. You know how much you will get back.
3.2 Real Estate Investment- It is an asset.
- It can go up in value over time.
- You can earn rent from it.
Real estate is good for earning rent and growing your investment.
3.3 Mutual Funds- A professional manages your money.
- Your investment is spread across things.
- It can be moderate to risk.
Mutual funds are good for growing your investment. They can be risky. They can also give high returns.
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Discussion / Critical Analysis
These investments help with all three goals:- Fixed Deposits keep your money safe.
- Real Estate gives you rent and grows in value.
- Mutual Funds can give returns but they are riskier.
Having a mix of these investments reduces risk. Increases returns. Diversification is key to an investment plan.
- Conclusion
A Personal Investment Plan is important, for stability and growth. Fixed Deposits, Real Estate and Mutual Funds help with keeping your money safe earning income and growing your investment.
A good investment plan reduces risk. Increases security. -
References
- Bodie, Z., Kane, A., & Marcus A. (2021). Investments. McGraw-Hill Education.
- Reilly, F. K., & Brown, K. C. (2019). Investment. Portfolio Management. Cengage Learning.
- Fabozzi, F. J. (2020). Fixed Income Analysis. Wiley.
- Malkiel, B. G. (2016). A Random Walk Down Wall Street. Norton.
- Investopedia. (2025). Investment Strategies and Financial Planning Articles.
- Damodaran, A. (2022). Investment Valuation. Wiley.
